Finance your furniture today with Koalifi (formerly West Creek)!
Flexible Ways to Pay Over Time
Whether you have excellent credit or are just getting started, Koalifi makes it easy to pay over time. Our simple, fast and transparent process gives you the right fit offer to make essential purchases more manageable.
Simply Text "QDGOX" to 844-223-8937 to apply!
How It Works:
Three easy steps is all it takes to get the things you need.
Apply In Minutes
Fill out a fast application where we’ll ask you for some basic financial information.
Confirm Your Plan
If approved, you’ll be presented with a plan that best matches your credit profile.
Pay Over Time
Set up a low recurring payment to pay for your items.
Frequently asked questions
How do you decide to approve a customer?
Koalifi has industry-leading approval rates. We understand that you are more than just your credit score. We look at your application and cross-check the information you provide us with data providers and credit bureaus to determine if you get approved and the approval amount.
How long does the approval process take?
Applications are considered right on the spot and approvals usually take less than 10 seconds.
How much can I be approved for through Koalifi?
Qualifying customers may be approved for up to $10,000 in loan funding or $7,500 in lease-to-own funding. The amount of approval depends on factors including income, banking history, credit history, length of employment, and verification of contact information.
How do I make payments?
Koalifi accepts several payment methods, including bank account transfers and debit cards.
If I don’t have a job, can I still apply?
Yes. Koalifi encourages anyone to apply if you have an income from a reliable source such as retirement or pension.